The Nedbank Private Clients Credit Card is a premium card that comes with a Nedbank Private Clients account. It offers a personalised credit line, lounge access and Greenbacks rewards.
You cannot apply for it on its own. You first need one of the eligible Private Clients accounts, and Nedbank then assesses your income and affordability.
Before you apply, it helps to see what the card costs and how the perks work.
Nedbank Private Clients Credit Card: main benefits
- Personalised credit line. Your limit can go up to three times your income, depending on your assessment.
- Lounge access. You get unlimited Bidvest Premier lounge access when departing South Africa, plus 10 free international visits a year for you and a guest.
- Greenbacks rewards. You earn Greenbacks on taps, swipes and online purchases, and can redeem them for cash, Avo Points or bank fees.
- Travel and purchase cover. Automatic medical emergency insurance applies on international flights, with purchase protection and extended warranties.
- Dedicated banker. You get a relationship banker who looks after your banking needs.
Who can apply?
You must hold a Private Clients account, such as Private Bundle, Private Bundle Young or Private Pay-as-you-use. Nedbank has also offered a fast track for under-30s with a four-year degree.
Every application goes through credit and affordability checks, so holding the account does not guarantee approval.
Quick overview
| Feature | Nedbank Private Clients Credit Card |
|---|---|
| Eligibility | Private Clients account holders |
| Credit limit | Up to three times your income |
| Interest-free period | Up to 55 days |
| Card cost | Free with Private Bundle, R179 a month with Pay-as-you-use |
| Rewards | Greenbacks |
Who may find it useful?
- Private Clients account holders who want a card from the same bank
- Travellers who value lounge access and travel insurance
- People who prefer redeeming rewards for cash or fees
- Cardholders who pay the balance in full every month
When another option may be better
The card may not fit if you do not hold or want a Private Clients account, because its cost is tied to that account. If you prefer a card on its own, compare standalone premium cards.
Costs to check
The card is free with a Private Bundle or Private Bundle Young account. On the Private Pay-as-you-use account it costs R179 a month. Also check the fees on the account itself and your personal interest rate.
Frequently asked questions
Can I apply without a Private Clients account?
No. The card is only available to Private Clients account holders.
Is approval guaranteed?
No. Nedbank assesses your income, credit record and affordability.
Are replacement cards free?
Yes. Nedbank lists free replacement cards for lost, damaged or stolen cards.
How to continue
Read the detailed review, compare the full cost with other options and apply only through Nedbank’s official channels.
NXDIN provides independent general information. We do not issue this card, process applications or guarantee approval, limits or pricing.